Privacy


FACTS

 

WHAT DOES CHERRY CREEK MORTGAGE CO., INC. DO WITH YOUR PERSONAL INFORMATION?

Why?

 

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

 

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and Income Account balances and Payment history Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice

How?

 

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Cherry Creek Mortgage Co., Inc. chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information

Does Cherry Creek Mortgage Co., Inc. share?

Can you limit this sharing?

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes—

to offer our products and services to you

NO

WE DON’T SHARE

For joint marketing with other financial companies

NO

WE DON’T SHARE

For our affiliates’ everyday business purposes— information about your transactions and experiences

NO

WE DON’T SHARE

For our affiliates’ everyday business purposes— information about your creditworthiness

NO

WE DON’T SHARE

For non-affiliates to market to you

NO

WE DON’T SHARE

Questions?

Call (888) 303-2262 or write to us at: 7600 East Orchard Road., Ste 250-N Greenwood Village, CO 80111 Attn: Compliance Department

 

Who we are


Who is providing this notice?

Cherry Creek Mortgage Co., Inc.

What we do


How does Cherry Creek Mortgage Co., Inc. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to your information to those who have a legitimate business purpose, and we train employees on data security and confidentiality.

How does Cherry Creek Mortgage Co., Inc. collect my personal information?

We collect your personal information, for example, when you

Apply for financing or give us your contact information

Give us your income information

Give us your employment information or provide wage statements

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates’ everyday business purposes—information about your creditworthiness

affiliates from using your information to market to you sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions


Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies. Cherry Creek Mortgage Co., Inc. does not share with our affiliates.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies. Cherry Creek Mortgage Co., Inc. does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Cherry Creek Mortgage Co., Inc. does not jointly market.