Mission
Statement
We, the Associates of 1st Mortgage of Illinois, Inc, believe that meeting
customer needs and exceeding customer expectations make our organization
successful. We dedicate ourselves to the personal attention of our customers,
teamwork with our associates and the highest ethical standards of the
financial services industry.
While we are a progressive lender, we do adhere
to the old-fashioned, time-honored values of honesty, fairness and integrity.
Furthermore, we believe in providing our customers with value for their
dollars. At 1st Mortgage of Illinois, Inc., our staff takes personal pride in
each loan we provide. Over time, we have proven ourselves to be a responsive
lender -- sensitive to the individualized needs of each customer, and equipped
with the programs and prices that will help each of you meet your goals. We
welcome inquiries from families and individuals throughout the State of
Illinois. We look forward to helping make the America Dream come true for you.
Our Staff
The principals at 1st Mortgage of Illinois, Inc. formerly held management
positions at one of the nation's largest mortgage banking companies, with each
achieving a top level of performance in their respective area of expertise.
They are joined by a staff of equally experienced loan originators, processors
and support personnel who all welcome mortgage inquiries.
Rick J. Palandri,
an industry veteran of over 28-years. Rick has retained the coveted CRMS
designation since 2001, as bestowed by the National Association of Mortgage
Brokers (NAMB), the CRMS is held by very few in the industry. He is also a
member of the Illinois Association of Mortgage Professionals (IAMP)
legislative committee since 2001. Training dozens of successful originators
over his career, Rick's knowledge of residential mortgage loan origination is
unsurpassed.
Michael J.
Schwarz is an industry veteran of 26-years. Over his career Mike
has originated more loans than most mortgage brokerage companies - by himself.
Mike strives for honesty and integrity and his referral book of business speaks
volumes to prove that point. His can do attitude and customer service skills
are among his best traits.
Dino Parducci is an industry veteran of
18-years. Dino earned his place as Vice President of the company with years of
hard work. Dino started as a Loan Officer with 1st Mortgage of Illinois and
never looked back. He is goal oriented, and hard charging. Dino gets the job
done - on-time. His customer list is also very impressive.
CORPORATE PRINCIPLES
We believe: that integrity and trust are the
foundation of our business relationships and associate relationships.
We believe: that individual success leads to
company success.
We believe: in providing borrowers with high
quality financial products at a reasonable price.
We believe: in attracting and maintaining
loyal clients by striving to understand and exceed their expectations.
We believe: in fair profits for services
rendered.
We believe: in open communication with
internal and external customers.
We believe: in embracing change, recognizing
that is an integral part of our organization.
We believe: in recognizing and rewarding
excellence among employees.
We believe: in fostering teamwork throughout
the organization.
We believe: in recognizing our role in the 1st
Mortgage of Illinois family and utilizing its resources for the best interests
of our customers.
1st Mortgage
of Illinois, Inc. Privacy Policy
We will not share your nonpublic personal
information with others as defined below. 1st Mortgage of Illinois, Inc., on
your behalf, has exercised your right to opt-out under the 12 CFR Part 40,
Privacy of Consumer Financial Information.
The basis of each customer
relationship at 1st Mortgage of Illinois, Inc. is built on trust. You have
chosen to do business with 1st Mortgage of Illinois, Inc., and we guard that
relationship with great care, beginning with the information you have chosen
to share with us. That is why we have opted
out for you as a matter of corporate policy. 1st Mortgage of Illinois, Inc.
does not share information about you unless permitted by Title V of the Gramm-Leach-Bliley
Act of 1999 and other applicable laws and regulations.
1st Mortgage of Illinois, Inc. and
its employees, are dedicated to protecting the privacy of your nonpublic
personal information. We maintain information about you in order to provide
you with the most effective and convenient access to our range of financial
products and services. We want you to understand what information we collect,
and how we use and protect it. This notice serves as a standard for all
1st Mortgage of Illinois, Inc. employees for collection, use, retention and
security of nonpublic personal consumer information.
What Information We Collect
"Nonpublic personal
information" is information about you that we obtain in connection with
providing a financial product or service. Such information includes for
example, account balance, income, assets, insurance premiums, payment history
and overdraft history.
We may collect nonpublic personal
information about you from the following sources:
- Information that you provide to us, such as on
applications or other forms
- Information about your transactions with us,
others, or
- Information from others, such as credit bureaus,
real estate appraisers, and employers
Our Security Procedures
To maintain security of customer
information, we restrict access to your personal and account information to
persons who need to know that information to provide you products or
services. We maintain physical, electronic and procedural safeguards to guard
information.
What Information We Disclose
1st Mortgage of Illinois, Inc. does
not disclose nonpublic personal information about you to any other companies,
except as permitted by federal law, specifically Title V of the Gramm-Leach-Bliley
Act of 1999. The confidentiality of your nonpublic personal information will
continue to be maintained consistent with this privacy notice even if you
decide to withdraw your application, or when you otherwise cease to do
business with us.
1st Mortgage of Illinois, Inc. works
with a variety of third parties to bring you financial services. We disclose
information about you as necessary to fulfill these third party service
agreements. For example, we may disclose information about you to third
parties that assist us in approving your loan. We may also disclose
information about you to governmental entities, such as sending annual income
statements to the IRS, and to other third parties such as credit bureaus, or
in response to subpoenas.
Fair Credit Reporting Act Disclosure*
We share information about you.
1st Mortgage of Illinois, Inc.'s
Pledge to You
We believe that your privacy should
never be compromised. We believe we can do this by adhering to the
provisions of this privacy notice.
Effective Date and Changes
The effective date of this Privacy
Notice is 10-24-05. Any updates or changes to the Notice will be posted
on this web site.
1st
Mortgage Mortgage of Illinois, Inc., formerly "First National Mortgage
Corp." has been serving Illinois since 1987.
We want
to earn your business!
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